Overage DeskTexas Surplus Funds
(469) 425-4424Free claim review
Overage Desk Texas · Foreclosure & tax sale

Your property sold for more
than you owed. That money
does not belong to the bank.

When a home sells at foreclosure or tax sale for more than the debt, the difference belongs to the former owner or their heirs — not the bank. We find it and get it recovered, working with licensed Texas attorneys.

Start a free claim review Call (469) 425-4424

Takes two minutes. No cost, no obligation, no pressure.

Statement of proceedsIllustrative
Winning bid at the sale$318,000
Loan payoff, fees and costs($214,600)
Recorded junior lien($9,400)
Surplus that may be claimable $94,000

Illustration only. Every file turns on the actual bid, the actual payoff, and what else was recorded against the property. We work out our best estimate before anyone signs anything — the final amount is set by the court.

Surplus funds, start to finish

Five steps, left to right
01 · The surplus

Your money, not the bank's

Sold at foreclosure or tax sale for more than you owed? The extra belongs to you — not the lender, not the county.

02 · Who can claim

Owners & heirs

The former owner, or the heirs of one who has passed. Co-owners, estates and investors too.

03 · What we do

Found & documented

We locate the money, reconstruct the payoff, and build the claim — including the heirship others quit on.

04 · The filing

Filed by counsel

A licensed Texas attorney files and appears at the hearing. No upfront cost to you — the terms are in writing first.

05 · Don't wait

Claims expire

Texas tax-sale claims end two years after the sale — then the money is gone.

Check my property

Find out if there is money waiting

Tell us the property and roughly when it sold. We check the sale, the payoff and the county record, and give you a straight answer — including when the answer is nothing.

Start a free claim review